Lowering The Costs of Your Church's Insurance

Unexpected problems can befall any of us.

Churches, like other institutions, need insurance in the event of fire, theft, vandalism, or injury. Unfortunately all too often the cost of insurance may be so high that they are left paying insurance premiums instead of helping others. Here are some tips for lowering insurance costs.

Fire & Security Systems
Install an alarm system for added security. This added security that protects against theft and damage to church property can lower insurance premiums. Additionally, consider connecting your fire alarm system to your local fire department for an automatic call-in that can also lower premiums.

Protect Important Items
Securely store important documents, money, and valuables in a fireproof safe. This will protect them in case of fire, emergency, or theft.

Stained Glass
Get a protective shield installed over any stained glass on the premises. This will guard them against breakage and future damage.

Visit an Independent Insurance Agent
Independent insurance agents have the ability to search across multiple carriers and policies to find you the best premiums around. Also consider raising your deductible since churches rarely need to file claims and can save money on premiums.