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It may be the 5th of July today, but the 4th was on a Wednesday, which means there will be plenty of more festivities this weekend since the actual holiday was pinned in the middle of the week. You might even have some exciting holiday plans in store for this weekend yourself. We too are excited about the upcoming weekend, but as experts in risk management, we also have a few tips to share.

Here are some (belated) Fourth of July Safety Tips.

-Keep fireworks and grills away from dry grass and overhanging foliage. Make sure to have a fire extinguisher (don’t dump water on a grease fire) and a bucket of water or hose nearby. You can check out our 7 Grilling Safety Tips For The Summer for more grill-related tips.

-Alcohol and fireworks do not mix well. Do not drink and attempt to launch fireworks. You or someone else could be seriously injured. Always read directions and never try to re-light or fix duds.

-If you plan to go out boating, bring life jackets for everyone onboard. You can read more boating tips here. On a similar note…whether in a lake, a pond or even a swimming pool, children should always be supervised by a sober adult who can swim and provide first aid and CPR if necessary.

-If you plan to have a bonfire, keep the fire at a safe distance from trees, shrubs, tents, branches, and other flammable objects. After you’re done with the fire, put it out entirely. Douse the embers with water and use a shovel to separate and smother the ashes.

-Review your insurance coverage before having guests over to your home. Make sure that you have the proper amount of liability coverage included in your Homeowners insurance policy just in case someone gets injured on your property. You can give us a call at (607) 535-6501 and we can discuss how to find the best insurance options to fit your needs.

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