Thursday, December 2, 2021Running a small business presents a multitude of challenges. As a small business owner, it’s important to minimize the risks of financial loss that your business can face. In our past installments of The Small Business Insurance Guide, we have discussed how commercial insurance is an essential tool to help minimize and manage those risks. READ MORE >>
Monday, September 13, 2021Even if it’s a sign that the cold of winter is near, we can’t help but bask in the golden-amber colors, crisp fresh air, and fun past times of fall. Despite the challenges of Covid-19 still a concern, there are still ways to safely celebrate the season of change. READ MORE >>
Wednesday, August 4, 2021Risk management is a process of well-defined steps that will enable you to identify situations that could create exposures and risks that would be detrimental to your business. Here are five techniques that will help you better manage risk: RISK AVOIDANCE This should go without saying – but avoid performing dangerous activities. READ MORE >>
Thursday, March 25, 2021What insurance coverages are you legally required to carry? As a business owner in New York State, there are some coverages that you are required to have by law, depending on your operations. Auto Insurance If you use a vehicle in your business, you are required to carry auto insurance with certain minimum coverages included. READ MORE >>
Thursday, January 14, 2021An extensive guide to assist the Small Business Owner Providing an in-depth overview of business insurance as a whole with further detail into what coverages are legally required, what may be required via contract, & what is simply a good idea to have. Introduction READ MORE >>
Tuesday, December 15, 2020When was the last time you made an insurance inventory for your business? If you answered this question by shrugging your shoulders…it’s probably time. While you may have some insurance coverage for your business, making an insurance inventory can go a long way in ensuring your business’s assets are properly covered and not underinsured. READ MORE >>
Friday, October 18, 2019 Horror movies are often full of good scares, nail biting moments, and twist endings; sometimes they are so thrilling that you can’t help but imagine what you would do if you were written into the script yourself. READ MORE >>
Thursday, January 10, 2019 Recently, we’ve been getting a lot of questions and confusion over the insurance phrase “mandatory recommendations”. We thought it might help to write a blog post to address what exactly mandatory recommendations from your insurance company entail, and how you as the insured should handle them. READ MORE >>
Thursday, November 15, 2018Winter weather has arrived and the hazards of snow and ice are more of a threat to small business owners than they may realize. When snow and ice accumulate, customers, employees, and the general public are all at risk of slipping and falling on your property. An injury on your premises could pose a serious liability concern. READ MORE >>
Thursday, October 11, 2018One of the hidden risks a small business owner faces is the danger of computer threats and security mishaps. Sometimes it's hard to be sure if you're secure or not, but there are ways to mitigate security risks. Here are a few tips. Use Strong Passwords Choose unique passwords that would be hard to guess. READ MORE >>
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