According to Harvard Health Publishing, married individuals are statistically healthier than their unmarried counterparts. In fact, married men have a longer life expectancy and are three times less likely to die from cardiovascular disease.
While it’s no guarantee you become a healthier person by simply tying the knot, there is one thing that certainly can be affected if you happened to get married:
Your car insurance.
Among other factors, married couples are statistically less likely to get into car accidents, and insurance companies know this. In many cases, married individuals can qualify for discounts on their premiums due to their married status.
Other things come into play of course, for example, combining home and auto insurance can make you eligible for a discount – which may be a good idea if you and your spouse have purchased a home together. The landscape of your insurance strategy can drastically change after marriage.
However, combining your auto insurance with your spouse won’t necessarily save you money if they (or you) have a colorful driving record. If one or both partners have a bad driving history, a list of past claims or acquire a few traffic tickets once you’ve combined insurance, the entire policy can be negatively affected.
As you can see, insurance is a fitted product. There’s no one generic solution for every insurance customer. But there are ways to cater to your specific needs.
We can help you explore your insurance options and find the coverage that’s right for you.
Give us a call at (607) 535-6501 or visit us at 219 S Catherine Street in Montour Falls, NY.